Houston Car Accident Blog
Plain-English answers about Texas car accident claims, insurance company tactics, medical treatment, and protecting your rights after a Houston crash. New articles are added regularly.
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The Demand Letter: How Car Accident Settlement Talks Really Start in Texas
A demand letter is how car accident settlement negotiation begins in Texas. Here’s what goes in it, when to send it, and what happens after the insurer counters.
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The Seatbelt Defense: Can Insurers Blame Your Injuries on Not Buckling Up?
Someone else caused the crash, but the insurer wants to talk about your seatbelt. Here’s how Texas’s seatbelt defense works and why buckling up protects your claim.
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Hurt but Can’t Pay Up Front? How Letters of Protection Work in Texas
Can’t afford treatment after a Houston crash? A letter of protection lets you get care now and pay from your settlement later. Here’s how LOPs and medical liens work in Texas.
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How Long Do You Have to File a Car Accident Claim in Texas?
In Texas you have two years to file a car accident injury claim. Learn how the deadline works, key exceptions, and why waiting can weaken your case.
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A Texting Driver Hit You? What Texas Law Says About Your Claim
A distracted driver looked at their phone and hurt you. Texas outlawed texting while driving. Here’s what that means for your Houston crash claim.
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Your Car Got Totaled in a Houston Crash. Now What?
Totaled in a Houston wreck? Here’s what a total loss really means, how insurers set actual cash value, where gap insurance fits, and how to fight a lowball payout.
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Houston Just Had Its Deadliest Year on the Road. Here’s What That Means for You.
Houston recorded its deadliest year on the roads in 2024. Here’s what the rising crash numbers mean for how you drive — and what to do if you’re in a wreck.
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An Insurance Adjuster Called After My Houston Crash — Now What?
An insurance adjuster’s job is to pay you as little as possible. Here’s how to handle the call, what you’re not required to say, and the mistakes that can quietly shrink your claim.
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Texas’s 51% Fault Rule: How Shared Blame Affects Your Payout
Texas follows a 51% bar rule: you can still recover after a crash you partly caused, as long as you’re not more than 50% at fault. Here’s how shared blame reduces — or erases — your payout.
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5 Mistakes That Can Hurt Your Houston Car Accident Claim
A few common missteps in the days after a Houston crash can seriously weaken your claim. Learn the five mistakes that hurt car accident cases most — and how to avoid them.